Life Care Plans, Supporting a Lifetime of Care Needs
What Is a Life Care Plan?
The Life Care Plan is a comprehensive document that has been widely used throughout the United States since the early 1980’s to assist the legal profession and insurance providers to more accurately identify and justify the lifetime additional costs living with a disability.
However, it is more than just a medico-legal report—it’s a dynamic, long-term planning tool. Living with a disability can result in significant, lifelong expenses. These include costs related to personal care, clinical nursing, medical treatment, rehabilitation, and specialised equipment. A Life Care Plan offers a comprehensive way to assess and address these needs.
Developed to assist legal professionals, insurers, and financial advisors, it provides a clear, evidence-based projection of the care and services required across a person’s lifetime.
Life Care Plans help:
- Justify future costs in legal and insurance contexts
- Guide financial advisors in post-settlement planning
- Serve as an ongoing case management tool
Why Choose Lighthouse Health Group?
Lighthouse Health Group is the only healthcare consultancy in Australia with three Internationally Certified Nurse Life Care Planners. Our team brings extensive experience and internationally recognised expertise to every plan.
We’ve delivered Life Care Plans across Australia, New Zealand, the United States, the United Kingdom, Norway, Malaysia, and Singapore.
Each plan we prepare is:
- Individually tailored
- Thoroughly researched
- Peer reviewed
- Court-defensible
What’s Included in a Life Care Plan?
Our Life Care Plans provide a detailed overview of a client’s current and future needs, including:
- Medical, psychological, therapeutic, and social interventions
- Allied health, orthotic, and prosthetic equipment
- Past and future personal care, nursing, and domestic support
- Staff support, aids, appliances, and home modifications
- Transportation and travel support requirements
- Educational and vocational support
- Ongoing medical supplies
- Potential future complications
Each plan consolidates this information into a single, easy-to-reference document, avoiding duplication and identifying any overlooked services or costs.
Make Sure It’s Done Right
Many providers offer generic life care costings—but our Life Care Planners go beyond checklists. With advanced clinical backgrounds and specialist training, they bring real-world experience and insight into every plan.
A Life Care Plan is a vital tool in supporting clients with complex needs. Ensure your plan is prepared by a Certified Life Care Planner—qualified, experienced, and ready to advocate for your client’s future.
Want to see how a Life Care Plan could support your case?
We’d be happy to walk you through a selection of sample plans.
📞 Contact Jane (Director) via 0404868044 or send an email to guidance@lighthousehealthgroup.com.